| What Are Benefits? |
|
 The benefits which are paid out under Ontario's "no-fault" system are called "Accident Benefits."
Accident Benefits are a wide variety of benefits which cover an array of categories. These categories include such things as:
Income Replacement benefits:
Should you become disabled as result of an automobile accident, you may be eligible for weekly income replacement benefits of up to $400. Income replacement benefits start one week after the car accident. |
| |
Caregiver benefits:
If at the time of the accident you lived with a person who required care, you may be entitled to a caregiver benefit of up to $250 per week for one dependant, plus $50 per week for each additional dependant. |
| |
Non-earner benefits:
If you do not qualify for Income Replacement benefits or Caregiver benefits, your standard Accident Benefits coverage could help you, if you are eligible, to receive a weekly payment of $185. Non-earner benefits are payable 26 weeks after your car accident. This is only available however if you are completely unable to carry on with your normal, everyday activities. If you were in school at the time of the accident, you may be entitled to $320 per week 104 weeks from the date of the accident. |
| |
Medical and Rehabilitation benefits:
The standard maximum amount for medical and rehabilitation expenses, such as physiotherapy, chiropractic treatment, dental expenses, etc., is $100,000. If you are catastrophically injured, the maximum is $1,000,000 |
| |
Attendant Care benefits:
Attendant Care benefits provide compensation for people, often family members, who perform attendant care services for accident victims after they are injured.
Should you need to hire someone to help you as a result of injuries from an accident, this portion of the benefits coverage could help. The standard maximum for attendant care is $72,000, and if you are catastrophically injured the maximum is $1,000,000. |
| |
Housekeeping benefits:
Housekeeping and home maintenance expenses, up to $100 per week, are payable for up to two years. If you sustained catastrophic injury then the benefits are payable for life. |
| |
Other benefits:
- The expenses of family members who visit during treatment or recovery - these may include travel and accommodation expenses, mileage and meals.
- Loss of educational expenses for students, to a maximum of $15,000. |
| |
| The final phase of your claim is the settlement. Usually clients want to know up front how much money the average personal injury settlement brings. There is no minimum or maximum settlement amount. The amount of a settlement in a personal injury case depends on many factors, including: the nature and extent of the injury, the amount of economic damages (such as lost wages and medical bills), and the prognosis for how long the injury should last. The longer your recovery period, the greater your pain and suffering, therefore the higher the settlement value your bodily injury claim will be. |
| |
| Receiving these benefits does not affect your auto insurance rates. Your annual premium is based only on your driving record, type of car, and the number of “at-fault” accidents you may have had in the past. |
| |
|
For Free Consultation Call Us At: 416-500-3981
|
|
| We are available 24 hours a day to better assist you. |
|
|
|
| |
 |
Clients Testimonials |
|
|
|
|
|
| |
|
After my accident I wasn't sure what my next step was. After meeting with your consultant I was put at ease knowing my rights and knowing what to do. I was immediately referred to a fantastic lawyer who took care of my claim and a team of health care professionals who took care of me. Thank you.
Helen M.
Scarborough |
|
| |
|
|
|
| |
|
Tip Of The Day |
|
|
|
|
|
| |
|
Do you know that ...
...you are only entitled to Accident Benefits if you are receiving medical treatments? |
|
|
| |
|
