The benefits which are paid out under Ontario's "no-fault" system are called "Accident Benefits." Accident Benefits are a wide variety of benefits which cover an array of categories. These categories include such things as: Accident consulting services, Car Accident Benefits, Income Replacement benefits, Caregiver benefits, Non-earner benefits, Medical and Rehabilitation benefits, Attendant Care benefits, Housekeeping benefits |
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What are Benefits?
The benefits which are paid out under Ontario's "no-fault"
system are called "Accident Benefits." Accident Benefits
are a wide variety of benefits which cover an array of categories.
These categories include such things as:
Income
Replacement benefits:
Should you become disabled as result of an automobile accident,
you may be eligible for weekly income replacement benefits of
up to $400. Income replacement benefits start one week after
the car accident.
Caregiver benefits:
If at the time of the accident you lived with a person who required
care, you may be entitled to a caregiver benefit of up to $250
per week for one dependant, plus $50 per week for each additional
dependant.
Non-earner benefits:
If you do not qualify for Income Replacement benefits or Caregiver
benefits, your standard Accident Benefits coverage could help
you, if you are eligible, to receive a weekly payment of $185.
Non-earner benefits are payable 26 weeks after your car accident.
This is only available however if you are completely unable
to carry on with your normal, everyday activities. If you were
in school at the time of the accident, you may be entitled to
$320 per week 104 weeks from the date of the accident.
Medical and Rehabilitation benefits:
The standard maximum amount for medical and rehabilitation expenses,
such as physiotherapy, chiropractic treatment, dental expenses,
etc., is $100,000. If you are catastrophically injured, the
maximum is $1,000,000
Attendant Care benefits:
Attendant Care benefits provide compensation for people, often
family members, who perform attendant care services for accident
victims after they are injured.
Should you need to hire someone to help you as a result of injuries
from an accident, this portion of the benefits coverage could
help. The standard maximum for attendant care is $72,000, and
if you are catastrophically injured the maximum is $1,000,000.
Housekeeping benefits:
Housekeeping and home maintenance expenses, up to $100 per week,
are payable for up to two years. If you sustained catastrophic
injury then the benefits are payable for life.
Other benefits:
• The
expenses of family members who visit during treatment or recovery
- these may include travel and accommodation expenses, mileage
and meals.
• Loss of
educational expenses for students, to a maximum of $15,000.
The final phase of your claim is the settlement.
Usually clients want to know up front how much money the average
personal injury settlement brings. There is no minimum or maximum
settlement amount. The amount of a settlement in a personal
injury case depends on many factors, including: the nature and
extent of the injury, the amount of economic damages (such as
lost wages and medical bills), and the prognosis for how long
the injury should last. The longer your recovery period, the
greater your pain and suffering, therefore the higher the settlement
value your bodily injury claim will be.
Receiving these benefits
does not affect your auto insurance rates. Your annual premium
is based only on your driving record, type of car, and the
number of “at-fault” accidents you may have had
in the past.
Call us at
416-500-3981 for
your free consultation. We know how to help you.
We are available 24 hours to better assist you |
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